Living with mould is more than just an unpleasant experience it can pose serious health risks for you and your family. From persistent coughing and sneezing to worsening asthma and skin irritation, mould exposure can significantly impact your wellbeing. If you’re renting a property in the UK and struggling with recurring damp and mould, you’re not alone—and more importantly, you don’t have to live like this.
Mould problems are widespread in poorly maintained rental properties, often due to landlords failing to carry out essential repairs. The good news is that if you’ve suffered as a result, you could be entitled to Claim Compensation for Damp and Mould. Knowing your rights as a tenant and taking the right steps can make all the difference in getting the issue resolved and securing the compensation you deserve.
How Mould Affects Your Health
Mould thrives in damp, poorly ventilated environments—conditions all too common in rental properties that haven’t been properly maintained. It typically grows on walls, ceilings, windowsills, and even furniture, releasing spores that can be easily inhaled or come into contact with your skin.
Exposure to these spores can lead to a variety of health problems, including:
- Persistent coughing or wheezing
- Eye and throat irritation
- Nasal congestion
- Skin rashes
- Headaches
- Fatigue
In vulnerable individuals—such as children, the elderly, or people with asthma or immune system issues—the health effects of mould can be even more severe, sometimes requiring long-term medical care.
The Root Causes of Mould in Rented Properties
Mould in a home isn’t always caused by tenant behaviour. In fact, most recurring issues stem from structural defects or failures on the part of the landlord to maintain the property. Some of the most common causes include:
- Leaking pipes or roofs
- Broken or inefficient heating systems
- Poor ventilation in bathrooms and kitchens
- Rising damp or penetrating damp
- Single-glazed or drafty windows
If you’ve reported the issue to your landlord and they haven’t taken action within a reasonable timeframe, they may be in breach of their legal obligations under the Landlord and Tenant Act 1985. This means you may have a valid claim.
Signs That It’s Time to Take Action
You shouldn’t have to live in unsafe or unhealthy conditions, and your landlord is responsible for ensuring your home is fit to live in. Here are some clear signs that it’s time to act:
- Repeated outbreaks of mould even after cleaning
- Damp patches or peeling wallpaper on walls or ceilings
- Unpleasant musty smells in your home
- Worsening health symptoms since living in the property
- Lack of proper response or repairs from your landlord after reporting the issue
These signs indicate that the damp and mould are not due to lifestyle choices, but rather the result of deeper disrepair—something your landlord must address.
Your Right to Compensation
As a tenant, you have the legal right to live in a home that is safe and habitable. If your landlord fails to respond to complaints or repair requests about damp and mould, you may be able to:
- Get the necessary repairs carried out
- Recover costs for damaged belongings
- Receive compensation for health issues and stress
- Claim financial losses linked to the disrepair
The compensation amount depends on the severity of the mould problem, how long you’ve been affected, and the impact on your health and lifestyle. With professional help, you can build a strong case and hold your landlord accountable.
How to File a Damp and Mould Compensation Claim
Making a claim doesn’t have to be complicated—especially when you work with experts who specialise in housing disrepair. The steps typically include:
- Document the Problem: Take photos or videos of mould-affected areas. Keep records of all communications with your landlord regarding the issue.
- Seek Medical Advice: If you’re experiencing health issues, visit your GP and keep a record of medical reports or prescriptions.
- Contact a Specialist: A housing disrepair solicitor or claim management company can assess your case and help you proceed legally.
- Arrange a Property Inspection: An independent surveyor can confirm the cause of the mould and whether the landlord is liable.
- File the Claim: Your representative will compile the evidence and submit the claim on your behalf.
This process is often handled on a “no win, no fee” basis, meaning there’s no upfront cost to get started.
Take Control of Your Living Conditions Today
Living in a damp, mould-ridden home is not just uncomfortable—it’s dangerous. Your health, wellbeing, and quality of life should never be compromised because of your landlord’s negligence. If you’ve been suffering in silence, it’s time to take action and assert your rights.
You don’t have to face this alone. Expert help is available to guide you through the process and help you secure the repairs and compensation you’re entitled to. Don’t wait until it gets worse—addressing mould early can prevent bigger issues and give you peace of mind. For more information on the common housing disrepair issues in the UK, including damp and mould, visit Common Housing Disrepair Issues UK.
